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Modern coverage for modern commerce

If a customer says your product hurt them, who pays?

Without product liability coverage, you do. eCoverages places real coverage for online stores: built from your actual sales data, priced for small and mid-size brands, issued without the usual insurance runaround.

Get a 2-minute quote From $26/month for eligible sellers
Carrier program by Assureful, ecommerce-native insurance Placed by Delegance Brokerage LLC, licensed broker, NPN 21282686 Live policy that scales with your monthly sales

Coverage in three steps

1

Two-minute quote

Answer a handful of questions about your store. No phone tag, no PDF applications, no waiting on an agent to call you back.

2

Priced from real sales data

Your premium follows your actual monthly revenue, so a slow month does not subsidize a peak-season policy.

3

Certificate same day

Download your certificate of insurance as soon as you bind, ready for marketplaces, wholesale buyers, or landlords.

What the policy handles

Product liability, the claim that your product caused injury or damage
General liability for your operations
Marketplace requirements for Amazon, Walmart, and wholesale programs
Worldwide sales, US-based coverage
Monthly reporting that adjusts with your revenue
Certificates of insurance on demand

Common questions

What does product liability insurance cover for an online store?

It responds when a customer claims a product you sold caused injury or property damage. For an ecommerce brand that includes the legal defense, settlements, and judgments arising from those claims, even when a manufacturer upstream made the product.

How much does ecommerce product liability insurance cost?

Through the Assureful program, pricing starts at $26 per month for eligible sellers. Your premium is calculated from your actual monthly sales volume, so it scales down in slow months and up in peak season instead of being fixed to an annual estimate.

Do Shopify sellers need their own liability insurance?

Shopify does not insure merchants. If a customer is hurt by something you sold, the claim lands on your business. Marketplaces such as Amazon and Walmart, plus most wholesale buyers and many landlords, also contractually require sellers to carry product liability coverage with proof via a certificate of insurance.

How fast can I get covered?

The quote takes about two minutes online, and a certificate of insurance is available for download the same day you bind. No phone calls are required at any step.

Who is behind this site?

This site is an outreach desk of Delegance Brokerage LLC, a licensed commercial insurance brokerage (NPN 21282686) headquartered in New York. Underwriting for the ecommerce program is provided by Assureful and its carrier partners.

Got an email from us?

eCoverages is an outreach desk of Delegance Brokerage LLC, a licensed commercial insurance brokerage. We write to online store owners whose public business information suggests they may be selling without product liability coverage in place.

Every email we send includes a working unsubscribe link, and we honor every request immediately. If you would rather talk to a person, reply to the email or write to Alex directly.

Find out what your store would pay

The quote is free, takes about two minutes, and does not require a phone call.

Get your quote